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Mortgage
If you haven't already got a mortgage in place, your next step is to find one - or make sure you have the money ready. Arranging a survey Ask an RICS member to conduct a survey of the property - for more information, sees the section on surveys in this guide.
Choosing your home
The exciting journey beings. Once you have decided on the kind of home and location you want, you should look around several properties and get a feel for the market before you buy.
Agreeing the sale
Check you're keeping all the fixtures and fittings as listed in the property details
You'll find furniture isn't usually included, unless it's specifically listed
Your accepted offer is still subject to contract - which means the sale is agreed but isn't binding until you exchange.
Instructing your solicitor/conveyancer
Speak to your solicitor or conveyancer once they're happy with the legal aspects of the property, and you have the finance in place, you can exchange contracts.
Exchange of contracts
When you exchange, you may have to pay a deposit of 10% of the agreed sale price. You complete when the rest of the money is transferred to the seller - then you can move in.
Completion
Collect keys from the seller's estate agent and instruct your removal firm.
